Business Insurance You have spent so much time building your small business. You want to take over the world, but first, you need to make sure you have the insurance that you need. You can have an amazing business plan, but if you fail to have good insurance, your business will go out with a whimper. Types of Business Insurance You might think you can just ask for business insurance, but there are actually many different business insurance options. Buying business insurance isn't the same as purchasing auto insurance. You need to know exactly what you want when you buy your business insurance. You might need a single policy or you may require a variety of policies. It's important that you look at all of your options and choose the policy or policies that are right for you. Just answer some questions and then pick the policies that you need. Get the Business Insurance You Need Today
Do You Have Property? Unless you work out of your home, you need separate property insurance for your business. Your property insurance policy will cover your external structures, equipment, and contents. This is essential if you're going to get back on your feet if a disaster strikes. In addition, add business interruption insurance. This insurance covers your lost income due to property damage. Do You Have Employees? If you are a sole proprietor, you don't have to worry about taking care of employees. You just have to worry about yourself. However, if you have people under your care, you need insurance to protect themand you. First, you need to provide health insurance to your employees. There is an employer mandate under the Affordable Care Act that requires that businesses with 50 or more employees provide health insurance. Even if you have fewer employees, you need to keep them healthy, so it's a good idea to provide health insurance. Do you really want your employees hacking all day while at work because they can't afford to go to a doctor? You also need to have workers' compensation insurance. This will cover lost wages and medical expenses if someone gets hurt at work. That can be a real bank account saver. Get the Business Insurance You Need Today
Business Insurance and Savings In short: YES! The more you bundle, the more you save! There's several different types of business insurance. At C2 insurance Corporation, we offer custom packages based on your needs. Check out a more complete list of possible bundled discounts you can receive on your business insurance to the left, or click the button below to find out how low YOUR business insurance payment can be! Business Insurance Discount Quoter
